Merchant Account Application Guide

Gather your business and ownership information

• Legal business name, DBA, business address, entity type, EIN, and company formation records.
• Ownership and contact information for the people listed in the application.
• Business website, the products or services you sell, and how customers order and pay.

Prepare your supporting documents

• Government-issued identification for owners requested in the application.
• SS-4 form or IRS EIN letter, and articles of incorporation or operating agreement.
• A voided business check or bank letter and recent business bank statements.
• Recent processing statements if you already process cards. Your reviewer may request more detail based on your business.

Describe your processing needs

Have your expected monthly card volume, typical order size, highest expected order, and sales channels available. If the business is new, use estimates and be ready to explain how you arrived at them.

Review your email and website address before submitting. The browser saves selected answers for seven days. Re-enter sensitive information and re-add files when you return to a saved draft.